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Doppelganger Posted on 11/10/2018 12:21
Edited On: 11/10/2018 12:30Anyone here retired abroad?
 
 
I'm planning to get away from here in a few years. Looking for somewhere to spend my golden years that is cheap (or should I say good value) to live, English is widely spoken, and the rules are fairly straight forward about what you need to live there.

I've been looking most closely at Malaysia and Philippines but Singapore and Thailand are options, but I'm open to any suggestions.
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hopesoboro Posted on 11/10/2018 12:30

Anyone here retired aboard?

 
Let me know what you find out!
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Piggy Posted on 11/10/2018 12:31

Anyone here retired aboard?

 
Malaysia is just that bit too hot for comfort and the drinks cost about the same as in Scandanavia. Singapore pretty similar too.
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Nosmo-King Posted on 11/10/2018 12:34

Anyone here retired aboard?

 
Check out the cost of health insurance at the places you’re looking at - could be quite high!
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Small_town Posted on 11/10/2018 12:48

Anyone here retired aboard?

 
I only really "know" Singapore out of the places you mentioned.

It is good weather all year round (if with lots of heavy rain showers)

English is an official language so that's not a problem.

It's also nice and safe and clean.

The only worries to me would be costs. Drink is not cheap out there and Yesterday I was complaining about the rent I pay on my apartment in West London to a friend who lives there and she pointed out she paid a lot more for her apartment.

Also: will you be needing a car? Getting a Certificate of Entitlement to buy a car seems a very costly and lengthy and random process. So I wouldn't even bother.
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SmogOnTheRhine Posted on 11/10/2018 12:52
Edited On: 11/10/2018 12:54
Anyone here retired aboard?

 
Singapore is fairly cheap for day-to-day expenses (travel, food) but the cost of accommodation as Small_town said is eye-watering.
Cars are knocking on 3 times the cost in Europe, but then again taxis and the metro are so cheap why would you bother.
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Lemmy_Kilmister Posted on 11/10/2018 12:57

Anyone here retired aboard?

 
As said above, Taxis and the MRT is cheap
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UncleBob Posted on 11/10/2018 13:02

Anyone here retired aboard?

 
Spent reasonable about of time in all 4 of those.

For me winner hands down is Thailand cheap safe but not sterile. Hospitals / medicare is very good. Beer is cheap - socialising is fun and big expat communities. Retirement visa is easy and cheap. You cant own property by law unless you want to take big risks and/or break the law.

Bottom would be Singapore - boring insular very expensive , more than europe. Hot as hot can be and very humid.
Not possible to own a car but public transport second to none. Certainly not a retirement place by any stretch.


Malaysia is muslim and has all the things that go with that.

Second would be Phils but not that safe. Those people know how to build a fence round the house. Make the south africans look like amateurs. But the best country for english speaking,

Spend 3/6 months there in any of them before committing to anywhere
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Lemmy_Kilmister Posted on 11/10/2018 13:09

Anyone here retired aboard?

 
When I went to Manila I saw more guns than I had ever seen in my life. We were told under no circumstances visit Quezon City, as it was dangerous for westerners.
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mexicanman Posted on 11/10/2018 13:10

Anyone here retired aboard?

 
I have friends who retired to malaysia about 4 years ago. They love it,but is hot.cost of living apparently cheap.
I retired in 2000 and lived in Spain. Had a great time, then moved to mexico 7 years ago.
Obviously thete can be some security problems but generally no worse than other countries,as long as you dont get involved with the drug scene.english is spoken in many expat conclaves, and away from the tourist resorts cost of living is cheap.can be hot at the coasts but i live inland near guadalajara and is supposed to be 2nd best climate in the world.
Cyprus,and malta are interesting,particularly northern cyprus.
Balearics and canary islands could be other options but might be expensive these days.enjoy.
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Corcaigh_the_Cat Posted on 11/10/2018 13:14

Anyone here retired aboard?

 
Costa Blanca, English is widely spoken, good all year climate and very reasonable cost wise. Spain has been developing while we've been standing still too, good transport and decent health facilities nowadays.

Costa Blanca is more than just Benidorm [:D]
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kimbo61 Posted on 11/10/2018 13:17

Anyone here retired abroad?

 
Retired to Canary Islands, Lanzarote. Cost of living cheaper than UK, weather pretty much consistent all year round. Lifestyle is so much better, outdoor activities, walking, cycling, swimming and social life is good. Meals and drinks out cheaper than UK. Almost five years out here, it's flown by, no regrets and can't see myself ever returning, unless brexit screws it all up [cr]
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Lemmy_Kilmister Posted on 11/10/2018 13:17

Anyone here retired aboard?

 
mexicanman - "Are you a Mexican or a Mexican't?"

Link: link
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pierrequiroule Posted on 11/10/2018 13:20

Anyone here retired aboard?

 
If you have a good private pension or retirement pot then financially you should have no problem. For those considering retiring abroad and for whom the state pension would make up a fair part of their income they should ensure the country they retire to has a reciprocal agreement with the UK for the uprating of state pensions.

Former Commonwealth countries like Australia, Canada, India, Pakistan, New Zealand and some parts of Africa, and the Caribbean do not and in time your state pension will decrease to unsustainable levels.
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masqueSmog Posted on 11/10/2018 13:32

Anyone here retired aboard?

 
I lived in Singapore for 3 years. All stated above - the housing cost makes it difficult unless your retirement package is very high. I did have a car there so do-able (The CoE works OK).

I now split between São Paulo and London. I have started doing summer here, then in London's for that summer. As Mexicanman says, you can live in LatAm w/o being killed. Lots of problems here, Yes, but a stunningly beautiful country, great food etc and people; and there is nothing like a Brazilian beach. Football is pretty good too :-)
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WoodallServices Posted on 11/10/2018 13:38

Anyone here retired aboard?

 
If £10 a pint is cheap to you. Then Singapore will be right up your street.
Hey masque, I got soaked running round the park at the weekend.[;)]
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mexicanman Posted on 11/10/2018 13:54

Anyone here retired aboard?

 
Lemmy.. meximaybe.
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CasinoGrande Posted on 11/10/2018 14:21

Anyone here retired aboard?

 
Singapore? ahahaha! why not Monaco?

Seriously, if you're looking Far East I'd say Thailand. I've got good friends retired to N Cyprus and love it. Living really well at and not pricey. I love Argentina but it's economically volatile. Personnaly I would choose somewhere in the Med, easy to get back and see the family.
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nashvagas2 Posted on 11/10/2018 14:28

Anyone here retired aboard?

 
Check out Costa Rica[^]
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streetwise Posted on 11/10/2018 14:39

Anyone here retired aboard?

 
Costa Blanca. Agree with Corky in everything he said.

You can live just 30 miles away from Benidorm and be in real Spain.
Learning Spanish is a good idea and if you feel homesick for England get your wife to beat you with a cricket bat.
Brexit may be a problem though, but surmountable I believe.
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Sortie Posted on 11/10/2018 15:27

Anyone here retired aboard?

 
Portugal, no income tax payable on UK pension income [^] or at least there wasn't the last time I checked.
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ts8boro Posted on 11/10/2018 16:00

Anyone here retired aboard?

 
Spent 7 months in Costa Rica not that cheap but a nice country , I'm in Philippines now love it Mindanao Tudela very friendly and cheap and good weather most of the time
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UncleBob Posted on 11/10/2018 16:08

Anyone here retired aboard?

 
Ah mr tsBoro the guy who has 8 grand plus in a fx gambling account but feels the need to raise 250 quid via crowdfunding for those less fortunate than himself.

All starts to make sense now
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ts8boro Posted on 11/10/2018 16:19
Edited On: 11/10/2018 16:52
Anyone here retired aboard?

 
Oh dear uncle Bob making false accusations you are an absolute clown mate that isn't even my account that's main investment account and also if you had followed the crowdfunding you would see the work done with receipts and I actually put alot of my own money in as more parts were needed for the water pump and labour costs ..just continue to make yourself look like an idiot time after time
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UncleBob Posted on 11/10/2018 16:31

Anyone here retired aboard?

 
You are fx gambling
and you are crowdfunding

or am I wrong ?
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ts8boro Posted on 11/10/2018 16:41

Anyone here retired aboard?

 
Uncle Bob honestly haven't got time for you anymore you obviously have some personal issues that you need to get sorted out
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zaphod Posted on 11/10/2018 16:43

Anyone here retired aboard?

 
Make sure you can cover medical expenses in the long term. The golden years turn quickly into the unwell years. I've worked abroad in some nice places, but it's the medical care that ensured that I'd retire here. After Brexit, British expats probably won't be entitled to free health care in the EU.
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mexicanman Posted on 11/10/2018 16:47

Anyone here retired aboard?

 
Good point zaphod.
I am experiencing this problem at the moment with my cancer.
I have spent about 30,000 quid so far and now monthly about 250 .
It hurts !!
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Wev1 Posted on 11/10/2018 16:47

Anyone here retired aboard?

 
“If £10 a pint is cheap to you. Then Singapore will be right up your street.”

Only £10, bargain! Me and a couple of lads paid £54 for three pints 🙈
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masqueSmog Posted on 11/10/2018 16:56

Anyone here retired aboard?

 
I was going to mention health costs but it seemed too oldie/boring. I currently have a world wide cover for everywhere EXCEPT the US. If I wanted permanent cover here in Brasil it is around £200 a month. I have heard similar in other equivalent countries. But free health cover as in the NHS is a big plus. But if you are concerned about this/living off a state pension/exchange rates (my caipirinhas went from £2 to £2.20 this week) then living outside of the UK may not be for you.
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pierrequiroule Posted on 11/10/2018 17:25

Anyone here retired aboard?

 
"After Brexit, British expats probably won't be entitled to free health care in the EU."

It's actually still highly likely the UK & EU will come to a reciprocal arrangement and it has also been announced that pensions will still be index-linked.
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